Why Are Grande Prairie Car Insurance Quotes So Important?

carinsurancequotesgrandepiereDo you feel that getting Grande Prairie car insurance quotes are more of pain than beneficial? Every insurance policy is coupled with high costs and yet very little is known or understood about how these insurance policies work. Still, a lot of people do not give any importance to getting car insurance or car insurance quotes because they feel that there is really no need for it as long as they keep themselves safe.

However, the idea of being safe while on the road is still very debatable. You may be a good driver, but if others are not, the risk of you finding yourself in an accident is still very high. Before you doubt about the importance of getting car insurance quotes, here are a couple of reasons why you should get yourself and your car insured.

  • First, you are required by law to get insurance for your car, before you are issued a license to drive it around town. Every car owner knows that before they can get their licenses, they should have an auto insurance policy. Because it is mandated by law, it is best to get car insurance. After all, it is for your own safety.
  • Second, do you want your car to be impounded for lack of insurance? Sometimes, traffic officers will stop you to check the car papers and whether they are valid or not. When they find out that you have not paid insurance, they will have your car impounded, which means money trouble for you again. That’s going to cost you on top of the car insurance you will get by then.
  • Third, you also run the risk of being charged for violation of state or city laws. It is going to cost you more just to get your license back. You might even get your driver’s license suspended and that’s going to cause another inconvenience on your part.
  • Lastly, do you want to feel helpless when you get yourself in a road accident? If you got into the accident because of your carelessness, you will be responsible for all the medical bills that could be incurred. More than that, you will need to deal with monetary payments in case the other person charges you with a personal injury case.

It always seems like an insurance policy is just expensive, but when you realize how helpful it is, you won’t have second thoughts about it at all.


Professional Liability Insurance for Photographers

photographyinsuranceWhen you work as a photographer, either self-employed or for a big firm or photography business, it is crucial that you carry a photographers insurance that protects you from any possible liabilities.  Professional Liability Insurance for Photographers is necessary in your line of business check liabilityinsurancequotes.ca for more info regarding professional liability insurance.  Keep in mind that when you are working, there are always chances of accidents that may happen, whether it is of bodily injury to other people or property damage, having insurance can protect you and your livelihood from any expensive claims.

Depending on the policy that you will get, the basic insurance you may be getting is Public Liability Insurance wherein this policy covers you from injury as well as injury to other person or property.  This should be the very core insurance of your trade as a photographer.  Other additional policies can be added to it to give you the extra insurance coverage you need, depending on the requirements of your photography profession.  If you are frequently out photographing events and/or festivities, a Tool and Equipment coverage may be necessary as protection for the very equipment that you need for your business should they get damaged during one of your shoots.

If you want to be a professional photographer, you should never go without insurance as this will basically be your protection and the protection of your clients.  In fact, most clients will not even consider hiring photographers that are not properly insured or carry insurance that will be in their benefit in case any eventualities happen.

Just to showcase one, say you are a wedding photographer and you have equipment such as tripod and flash stands that are properly set up so you can photograph the couples during some of the best moments during the wedding and reception, then all of a sudden a guest (such as kids) trips over the tripod and the equipment falls and landing on the head of another guest.  If the injured party sues you, then your insurance will help you cover any claims dealt.

There are also cases wherein photographers are sued for not meeting or have failed in meeting their professional obligations.  This can happen if you or your company where in charge to shoot the entirety of the event when all of a sudden you data is lost or gets corrupted.  When such events are once in a lifetime moments, you will be liable for the loss, along with the possibility of lawsuit for it.


Why Thank You

Let’s talk about thank you card etiquette shall we? The two morning deejays on the radio station I listen to have totally different opinions when it comes to thank you cards. Of course one is a male and one is a female. It’s probably not hard to figure out which one of them thinks thank you cards are a waste of time.

All growing up I was never taught to write thank you cards. (I was also not taught to wash my hands after going to the bathroom either. What’s up with that Mom?)

It’s not as though I never thanked anyone for anything, just never in the form of a thank you card.Thank you

As I’ve gotten older I have come to realize the importance of thank you cards (and hand washing). I now actually LOVE to send thank you cards. But some people get confused as to when is the right time to send a thank you card. Well some occasions are obvious, such as baby showers, wedding gifts, and graduation presents. We all know we’re supposed to send thank you cards for things like that. But what about Christmas? And birthdays? And just because presents? That’s where the lines can get a little blurry. So I’m here to tell you what you should do how I decide whether or not to send a thank you card.

1.) It’s a random Tuesday and I come home from work to find that Stacy has sent me a package. It is not my birthday. It is not Christmas. And yet I open up a box containing an 8×10 framed photo of my boyfriend and a brand new back massager. Well this most certainly requires a thank you card. Of course I would also go the extra mile and email or text her and tell her thank you. (this was purely an example. Stacy has not sent me this lovely gift. though she is more than welcome to)

2.) It’s Christmas Morning and I’m sitting across from my grandmother and I’ve just opened up a lovely necklace. She is sitting right there so I hug and thank her. I would not send her a thank you card. To me it’s pretty much a given (with the exception of baby and wedding showers) that if the person is right there with you when you open the gift that you don’t send a thank you card. You just thank them in person.

3.) It’s Christmas Morning and I’ve just opened up a lovely coach wallet sent to me from my dear friend Kathy who lives in Minnesota. She is not there with me, she’s in Minnesota. So I will most definitely be sending her a thank you card. Christmas is one of those tricky holidays where you don’t know if you should send one or not. I think a verbal thank you suffices in most cases, since it is a holiday where everyone is giving and receiving. But if it’s some distant relative or friend you don’t see or hardly ever see, a thank you card is a good idea.

4.) My friend Melisa (who also happens to be a co-worker) walks into my office with a cute new coffee mug that she saw and thought I would like. I thank her and probably hug her as well. I would not send a thank you card.

5.) It’s my birthday and my Aunt Betty has sent me a check. Or a gift card. Or cash. Whatever it may be. I will definitely be sending a thank you card. She took the time to mail me a gift. I will take the time to mail her a thank you.

Of course if you are ever in doubt as to whether or not to send a thank you card, it’s always best to play it safe and send one. Who doesn’t like receiving real mail? Why just yesterday I came home to 3 different pieces of real live personal mail. It made me quite happy. And two of those were thank yous. I got a thank you card from Rhi for a “just because” gift. And I got a thank you gift from Britt for helping her out with a graphic. I didn’t expect either one of these, but it sure made me happy to get them. And it speaks volumes for the characters of those women.

Now some people might choose to make a phone call in lieu of a thank you card. I am not one of those people. But that’s mainly because I hate talking on the phone. And I’m sure most people nowadays and especially in our age group would be totally fine with a phone call or email thank you. But your grandma or great aunt Sylvia might not feel the same way. Wouldn’t you hate for Aunt Sylvia to stop sending you presents because you didn’t send a thank you card? I know I sure would. If I had an Aunt Sylvia, that is.

So when in doubt, send a thank you card out.


A post I thought I’d never write

I’ve been a lover of Wal-Mart for years. I mean I live in Oklahoma for crying out loud. How could I not? But I saw something this past weekend that really shocked me.

Wal-Mart: The High Cost of Low Price

Wow. This movie has been out over two years and I just now discovered it. How is that possible? And if it weren’t for a bored Thom scrolling through the On Demand movies, I still wouldn’t know about it. So he watched it. And then he told me to watch it. And well, quite frankly, I was appalled.

I think what shocked me the most was hearing about their health coverage plan. The fact that so many of their employees not only have to apply for federal plans like Medicaid, but that they encourage them to do it? That’s ridiculous. In my mind I would think that an excellent health care plan would be a reason to go to work for Wal-Mart. Or a reason to continue working for them when you don’t really want to. But finding out so many employees can’t afford to even be on their health care plan makes me sick.Write

“Wal-Mart Corp., which is getting millions of dollars in state incentives to create jobs in Florida, has more employees and family members enrolled in Medicaid than any company in the state. …The giant retailer, which has 91,000 full-time and part-time employees in Florida, has about 12,300 workers or dependents eligible for Medicaid, the growing health care program for the poor and the elderly…”

It makes me want to run up to my boss and give him a big kiss. Because I work for a company that has 25 employees. And I pay $25 a month for health insurance. And I have $20 copays. Yes this would be more if I added on my husband or any kids that we might have, but still. $25 a month for health insurance is pretty damn good if you ask me.

It also sickened me to find out about how many employees were bullied into working off the clock. Or how their managers were taught to go in under fake user ID’s and erase or move any overtime hours that had been accrued. The guys at the top are making many many millions of dollars a year, but they screw their employees out of legitimate hours worked.

I would have expected more out of you Wal-Mart. You’ve let me down. And I think that Sam Walton is probably turning over in his grave.

Wal- Mart, I’m breaking up with you.

It’s not me, it’s you.


Country Cooking With Carrisa: Week Three

This week’s recipe is Robert Redford Cake. I’m sure you’re all dying to know what’s in this cake. Well let me just tell you that it’s not as exciting as you had probably hoped for.

Hmmm… those look an awful lot like the same ingredients found in that better than sex cake. Although I know that depending on who you ask, better than sex cake could be something else. To this person, they must have thought of Robert Redford when thinking of better than sex. Hey I don’t judge. To each his own. He was hot back in the day.

Here are the ingredients. Do not judge me for using Wal-Mart generic products please. I only use generic when it doesn’t matter. And well it doesn’t matter when it comes to pudding. Or sugar.cooking2

So here we are again with a recipe that leaves much to be desired. Melt butter and add flour and pecans. Ok. Do I use chopped pecans or whole pecans? Let’s just go with chopped. I melted the stick of butter in the cake dish in the microwave. I poured in the flour and pecans and mixed them all in the dish and pressed them with a fork.

It felt almost like there wasn’t enough to cover the whole bottom of the pan. But I made it work.

Then I stuck that thing in the oven just like it said to. It smelled very good.

Now it was time to take the cool whip and mix it with the sugar and the cream cheese. Funny thing is the recipe calls for one 9oz Cool Whip. But Cool Whip tubs are 8oz. So ok.. typo maybe? Moving along.

There we go, all mixed together. And of course I had to lick the paddle when I was done. That’s when I realized… hmm… this is gritty. I should have used powdered sugar instead. But the recipe did not say to use powdered sugar did it? I will know better for next time.

Mix vanilla and Chocolate pudding and milk. Wait. Do I mix the vanilla and chocolate pudding together? Or do I mix each one separately? Why doesn’t it tell me? I’ll just mix them together.

The crowd gasps “Oh Noes! She mixed them together.” and Carrisa says “Whatevs.”

Ok so I obviously had to wait for my crust to cool. Then I spread on the cool whip/cream cheese/sugar mixture. Now I’m spreading on my pudding mixture. Ok, what’s next?

Spread remaining Cool Whip on the top. Sprinkle with nuts and refrigerate.

Huh? What remaining Cool Whip? There is no remaining Cool Whip. You told me to mix it with the cream cheese and sugar. You didn’t tell me to reserve some. And even if I had 9oz of Cool Whip and had “reserved” and ounce of it there’s no way it would cover the whole thing. Shame on you church lady who has the hots for Robert Redford. You should have told me to buy a 16oz tub of Cool Whip or two 8oz tubs. And also, what nuts? You didn’t tell me to reserve any nuts to put on top of it either. So now what do I have? I have a Robert Redford cake that is incomplete. Because when I dragged my ass out to Wal-Mart at 8pm last night to buy ANOTHER tub of Cool Whip there were at least 10 people in each checkout line with carts full of stuff and me standing there with my one tub of Cool Whip. Um no. So I ditched the Cool Whip and decided that my Robert Redford cake would just have to be incomplete. And so it is.

But that doesn’t mean it doesn’t taste good. Besides I think we’ve all had this dessert before. So we all know how yummy it is. And if you haven’t had it. Then by all means make it. Just remember the extra Cool Whip and the POWDERED sugar instead of regular sugar.

Now for the next recipe:

Would you all like another dessert? Because you feel like you got ripped off by this one? Or do you want another savory dish? I shall let you choose.

Option #1: Cherry Crunch Cake

Option #2: Ed’s Roadkill Chili


So sorry

pollOk so I was trying to figure out a way to edit the poll from the other day. I accidentally set it up so that it blocked multiple votes by IP address. So this meant that only one person per IP could vote. So for instance, if Thom voted for Chili, but his co-worker Mitch wanted to vote for cherry cake he couldn’t.

So in my efforts to edit the poll I accidentally deleted it.

So now we must vote again! I hope you all don’t mind.


Hoping this doesn’t interfere with my getting out of debt plan

Everyday on my way to and from work I drive past a huge construction site. A site that will one day have many wonderful places to shop. I’ve been told it’s a shopping mall. but I can also see that there are other stand alone stores being built as well.

I had heard awhile back that a Super Target would be one of the stores going in. This pleased me greatly since the Super Target we have now is all the way across town in an area I refer to as 71st & Hell. Anyone who lives here knows what I’m talking about.

This new shopping center is approximately 4 miles from my house. And right between where I live and work. Um, sounds good to me. So each day I drive by I see more and more progress. Finally, the Target starts to look like an actual Target. But I can see two other huge stand alone stores being built right next to the Target. What could those be? Each and every day I would drive by staring as best I could while driving 65 mph on the highway. But I just couldn’t figure it out.shopping centre

Finally last week one of the buildings finally became recognizeable. It’s a Lowe’s, I told Thom. Eh, not that excited. I mean sure it’s fine that it’s a Lowe’s but that didn’t really knock my socks off. I was hoping for maybe a Crate & Barrel? What’s it take to get a store like that to come to Tulsa?

But then I was left wondering what the other store was. The store in the middle. It just didn’t look like anything. Then I got lucky when late last week a sign finally went up. Belk. Huh? What the heck is a Belk?

Well apparently this is Belk. And I’m not sure if I’m excited or not. For one the name is just rather boring. And I imagine everyone and their dog calls is Belks, do they not? So tell me… is this a store I should be getting excited about? Will I love it?

I hope so. Because who knows how long it will be before they actually finish this mall and I really need to have things to look forward to.

Things besides the Super Target. Even though I’m really quite excited about the Super Target. Something tells me half of my lunches will be spent there once they open.



sadnessI just found out that the Super Target I thought we were getting, is only a regular Target. And while any Target is nice to have, I was really excited about having a Super Target closer to me.

But there is a good chance that a Lane Bryant will be going in the same shopping center. And well, a shopping center that has a Target AND a Lane Bryant? Well that makes me happy. Just throw a Bath & Body Works in there and I’ll never have to go anywhere else.


For lack of content…

I’m going to pretend that Kim tagged me to do this. Even though she didn’t.


Q. What is your favorite fast food restaurant? Does Panera count as fast food? If not I’ll say Sonic.

Q. What is your favorite sit-down restaurant? I love me some Cheddar’s. Spinach dip and Hawaiian Chicken Salad baby!

Q. On average, what size tip do you leave at a restaurant? 20%

Q. What food could you eat every day for two weeks and not get sick of? The spinach dip from Cheddar’s.

Q. What are your pizza toppings of choice? Thin crust pepperoni with black olives, light on the sauce.

Q. What do you like to put on your toast? I love putting butter and an over medium egg on my toast. But if there is no egg around, then I like butter and cherry preserves.


Q. What is your wallpaper on your computer? A picture of one of my trees covered in ice from the great ice storm of 2007.

Q. How many televisions are in your house? Three.


Q. Are you right-handed or left-handed? Left for writing, but I do some things the way a right handed person would.

Q. Have you ever had anything removed from your body? My tonsils.

Q. What is the last heavy item you lifted? Probably when I moved the couch back to it’s regular position after the great ice storm of 2007.

Q. Have you ever been knocked unconscious? No, I don’t believe so.


Q. If it were possible, would you want to know the day you were going to die? Sometimes I think yes, but probably no.

Q. If you could change your name, what would you change it to? Melody.

Q. What color do you think looks best on you? Black. Do you even have to ask?

Q. Have you ever swallowed a non-food item by mistake? I think I’ve swallowed bugs by mistake.

Q. Have you ever saved some one’s life? Not in a cpr kind of way, but I’ve stopped some people from driving drunk… so you never know.

Q. Has someone ever saved yours? Does Jesus count?


Q. Would you kiss a member of the same sex for $100? Yeah. For a lot less than $100 even.

Q. Would you allow one of your little fingers to be cut off for $200,000? Probably not. Unless I needed the $200k to buy a new liver or kidney or something. Or if someone I loved was being held ransom. But not just because.

Q. Would you never blog again for $50,000? Probably not. $50k would get me a remodeled kitchen, but then I’d want to blog about that. It’s chicken-eggy.

Q. Would you pose naked in a magazine for $250,000? Yes, because the only kinds of magazines that would want ME to pose naked would be the kinds that no one I know would ever read. Except for maybe Rodger.

Q. Would you drink an entire bottle of hot sauce for $1000? Yes.

Q. Would you, without fear of punishment, take a human life for $1,000,000? Yes but only in a Dexter sort of way. Or if it was Carrot Top.


Q: What is in your left pocket? Nothing.

Q: Is Napoleon Dynamite actually a good movie? I happen to think so.

Q: Do you sit or stand in the shower? I stand. But shower is also a tub so I have sat in it.

Q: Could you live with roommates? My history with roomates sucks. And since I’m married I kind of technically have a roomate all the time now. So um… I guess yes. But not just anyone.

Q: How many pairs of flip flops do you own? I think 5.

Q: Last time you had a run-in with the cops? Hmmm… I got pulled over 3 years ago for expired tags. Does that count?

Q: What do you want to be when you grow up? A mom and a singer.


Q: Last Friend you talked to? Melisa.

Q: Last person who called you? Also Melisa.

Q: Last person you saw? My co-worker who just walked by my office (lame)


Q: Number? I don’t have a favorite number.

Q. Season? Autumn.


Q: Missing someone? Yes, I miss Isabel. Why must we live so far apart?
Q: Mood? Grumpy.

Q: Listening to? Flight of the Conchords podcast. I am obsessed.

Q: Watching? The monitor as I fill out this meme.

Q: Worrying about? Whether or not I’ll make it all the way through the concert tonight without feeling like an old fart. (The Reverend Horton Heat / Nashville Pussy concert if you must know)


Q: First place you went this morning? In my house? The toilet. After I left my house? Work.

Q: What can you not wait to do? Take a trip up to the Portland/Seattle areas later this year to visit blog friends. ( I’m determined to make it happen )

Q: What’s the last movie you saw? Stranger Than Fiction.

Q: Do you smile often? Yes.

Q: Are you a friendly person? I like to think so.

Ok, there you have it. The first meme of the year. Now who shall I tag??? I think I will tag Lizzy, and Danielle, and Stacy on this one. Surely one of them can find the time to do this right?


Country Cooking With Carrisa: Week Four

Well seeing as how it was so close, I decided to be really generous. I not only made Ed’s Roadkill Chili, but I also made the Cherry Crunch Cake. And because I believe in going the extra mile, and also carbs… I made Mexican Cornbread too. That’s right. You can thank me later. And dude, if you make this? You will thank me.

Now there was no way I was making chili that called for 5lbs of ground beef. We aren’t the Duggar’s. So I used about 2.5 lbs instead. I knew I’d want some leftovers.

So because of the reduction in beef, I had to make some other reductions as well. Like one onion instead of two. And fewer spices. And actually when it came time to put in the spices, I pretty much just eye balled it. And added more of this or that as I saw fit. What confused me though was how the recipe called for 2 #2 cans of tomato sauce. Um huh? What’s a #2 can of sauce? Is that like a #2 pencil? Does it mean two pounds? Or number two? I just didn’t know. So I bought two small cans of sauce and one large can of sauce. I was playing it safe. I used all three of them. It just happened to be the perfect amount. I also threw in a can of pinto beans. Because I like a nice bean in my chili. Hmmm… that’s a weird sentence to type.Cook

Now I’m totally copping out and not showing you step by step photos. Gimme a break, this is three in one.

There it is. Yummy yummy chili. And thankfully I didn’t have to use any actual roadkill to make this one. I would absolutely say that this is the best chili I’ve ever made. And I have enough leftover for Thom and his co-workers tomorrow. And I think I might do a spaghetti three way (kinky!) for dinner tomorrow night.

Now on to the Mexican Corn Bread. You can’t just eat chili by itself. What’s the fun in that? And sure, I could have just crumbled up some saltine crackers, but I was in the mood for something a little bit richer. And I could not have picked a better dish to make to accompany the chili.

I would like to let everyone know that Thom actually helped me out in the kitchen today. He took charge and chopped the jalapeños for me. And did lots of cleanup as well. Oh and quality control. You can never underestimate the importance of quality control.

I’m a believer in buying generic when you can. Some people aren’t, but I don’t see why not. There are times when generic is no different from name brand. For instance, the vegetable oil. Oil is oil. It all boils down to price for me. Now when it comes to things like cheese? Generic is NOT the same. So don’t rag on me for generic products. That’s all I’m saying.

Oh and I also went with a block of cheddar instead of pre-shredded. Man there is just something about the way cheese tastes that you grate yourself. It doesn’t have that powdery substance on it and it’s just so yummy.

Where was I? Oh yeah… cornbread.

Hey this recipe was easy to follow. No trickery or the leaving out of details. Of course I only left it in the oven for 18 mins and it came out perfect. It could be that my oven runs hotter. That’s one of the reasons I always set my timer for fewer minutes than the recipe calls for. If I had set it for 25 minutes and walked away, I’d be looking at burnt corn bread instead of this lovely lovely gem.

This is the first time I’ve ever made corn bread in a skillet. I don’t think I ever want to go back to the days of Jiffy Mix and glass baking dishes. This was just too perfect. Oh and if you are wondering if the jalapeños make this too hot to eat, the answer is no. I don’t like spicy food. I don’t like jalapeños because they are hot. But I do like subtle jalapeño in certain things like cornbread and hush puppies and other various bread items. I guess something in the baking process makes them not so hot. Of course I still only used 2 jalapeños for this recipe. Just in case.

Normally when I make corn bread I eat it with butter and jam. I’m not sure why, I just always have. Well I was obviously not going to spread my precious cherry preserves all over this. That just wouldn’t be right. But I still threw some butter on top. Life is better with butter. Just ask my personal trainer.

Now on to dessert. As of right now, I haven’t tried this. It’s sitting all pretty in the fridge waiting for my sweet tooth to kick in. Which if I know myself will be in about six minutes.

Here we have another cake that isn’t really a cake. It’s more like a pie. Or a cheesecake. Hmmm… why do we call cheesecake a cake instead of a pie? Cheesepie? Eh. Anyways, moving along.

I decided to be all crazy like and buy French Vanilla Cool Whip instead of regular. And you bet your buns I read the entire recipe before I started making this. I didn’t wanna “accidentally” forget to reserve some of that Cool Whip for the top. No sir. But there were no tricks to this recipe either. It was just my lucky day.

Look at the color on that cake pie cake. So pretty. Too bad Thom won’t want to eat it. He’s weird and doesn’t like cherries. I swear sometimes I don’t know what we have in common.

So there you have it. Our lovely Sunday 3 course meal. I would have invited you over for dinner, but I couldn’t find your phone number. Sorry.

What I did find though was the first edition of the Seven Oaks Baptist Church Country Cooking Cookbook. W00t!

So this next week we’ll be doing a recipe from it. Are you as excited as I am? No? Well whatever.

The choices are: Breakfast Cookies or Peanut Butter & Jelly French Toast.